Managing Your Medical Bills While Your Claim is Pending
If you have suffered debilitating side effects as a result of being treated with a defective drug, you may be overwhelmed by the extent of your medical bills, even if your injuries were caused by a product that promised to make you feel better.
Since you won’t have the compensation you need until the end of the claims process and your health care provider may not be willing to wait, you’re going to have to find ways to manage your medical bills while your claim is pending.
Our Texas Taxotere lawsuit attorneys of Hotze Runkle PLLC are ready to answer any questions you may have regarding medical bills and other expenses if you have fallen victim to excessive tearing (epiphora) after being treated with the chemotherapy drug Taxotere.
Health Insurance Coverage
Your first resource to help cover the costs should be through your health insurance. Your health insurance may wait to see the extent of your injuries a few weeks after treatment before they reimburse you for the medical bills you’ve already paid and been charged for.
Give your health insurance information to your local hospital, emergency room and other health care providers from where you sought treatment.
Medical and Hospital Liens with Personal Injury Claims
Your personal injury claim is related to the costs of the healthcare you receive. Hiring an experienced lawyer can help you keep tabs of all of your medical care as a portion of the settlement negotiation (or trial litigation).
What typically occurs is that your health insurer will apply a hospital lien or medical lien towards your personal injury claim. To put it into simpler terms, the insurer’s statement that they helped you pay for your health care, means they should receive reimbursement from your settlement or verdict.
Therefore, your settlement should have the medical lien, the attorney’s fees, and court fees all taken out of the final total when you get it. If things run smoothly, you should expect no medical bills and sufficient funds to pay for any potential costs in the future.
About Lawsuit Loans
If your injury makes you lose money or face unanticipated charges, you may be wondering if a lawsuit loan would help to ease your financial stress while waiting for your lawsuit to be resolved.
How a lawsuit loan works is that a lawsuit funding company purchases your rights to all or part of your compensation in exchange for income you can use while your case is still pending. If this loan is meant to help relieve financial stress, you may discover that you and your lawyer will have more time to negotiate with the defendant. If the defendant doesn’t offer a fair settlement, a lawsuit loan might give you the financial support to go to trial.
However, lawsuit loans tend to be on the pricey side, not all cases are eligible for a loan, they don’t always function like other loans, and it could be challenging to find a lender you can trust.
Because lawsuit lenders are selective about which cases they accept, plaintiffs oftentimes report having to go after five or six different companies before they find one willing to fund their case.
Statute of Limitations
The statute of limitations in Texas for medical bill debt is four years. A medical care provider (e.g. hospital) can possibly sue for unpaid medical bills and put a lien towards your home, but only in the case that they take it to court and win the case before the time frame expires.
Note that this statute is not one to be confused with the statute of limitations for a product liability claim.
Let the Texas Taxotere lawsuit attorneys at Hotze Runkle PLLC assist you!
Medical bills can be overwhelming when your injury is already causing you to suffer significantly. This is why hiring the right attorney who knows just how to navigate the complicated medical system is so important.
If you or a loved one have been a victim of permanent and irreversible tearing due to treatment with the chemotherapy drug, Taxotere, and need guidance when dealing with insurance providers and medical bills, the Texas defective drug lawyers of Hotze Runkle PLLC can be of assistance.